Medicare operates from the UK and has over 25 years experience in offering medical insurance to expatriates who live abroad. Their group plans are as follows ranging from the cheapest with lowest cover to the most expensive with high benefit levels: International, International Plus, Executive and Executive Plus.
The key features of the group plans include:
- Choice of Treatment Location - All of the policies offer the flexibility of being able to choose where medical treatments are received. Travel costs will only be met when treatment is not available in the country where the claimant is located. All costs and treatment plans in an emergency situation must be pre-authorised by the 24-hour assistance company CEGA Group.
- Cover for chronic conditions - Medicare meet all of the costs of treatment for most chronic illnesses, both now and in the future.
- Fast claims settlement - Medicare have invested heavily in customer service and claims handling systems. They aim to have all fully documented claims settled and reimbursed within 10 days - in fact, most claims will be settled within 7 days, making them one of the fastest companies in the market. All claims are settled in the currency nominated by the claimant, providing the currency is freely convertible and not subject to exchange controls.
- War and Conflict Zone Cover - Foreign contractors, particularly UK and US nationals, are often to be found in large numbers working in war and post war reconstruction zones. It is extremely advisable for such individuals to take out health insurance which includes passive war zone cover. Medicare offer policies which cover both individuals and groups of employees in countries where the risk of being caught in the crossfire is ever present.