Health - Missionaries

Since 1990, IMG has provided global benefits and assistance services to millions of members in nearly every country. It's medical insurance for missionaries contains the following key features:

Plan Flexibility - Multiple plan options and payment modes to fit your budget „

Choice of Coverage Area -

  • Worldwide or
  • Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan „

Freedom to Choose - Select your own health care provider, no matter where you are in the world „

Travel Intelligence - Receive location-specific alerts on health, transportation, security and weather „

Assistance Services - (i.e., Evacuations, Return of Mortal Remans, Emergency Reunion) Available on all plans at no additional charge

Preventative Care - No waiting period on wellness benefits „

Healthy Travel Preventative Coverage - Receive vaccinations and preventative prescriptions prior to departure „

Pre-Existing Condition Waiver - For individuals with proof of comprehensive health insurance and no significant break in coverage (63 days)

The IMG Global Mission Medical Insance plan comes with a choice of BRONZE, SILVER, GOLD and PLATINUM covrages.

Overview of IMG Gloval Mission Medical Insurance - Platinum

A long-term (1+ year), annually renewable, comprehensive worldwide medical insurance program for missionaries. This plan is typically purchased for Missionary trip needs.

Maximum Limits

$8,000,000 per individual

Deductible

$100 to $25,000

Deductible Carry Forward

$100 to $25,000

Coinsurance

International – 100%
U.S. in-network – 100%
U.S. out-of-network – 80%

Treatment inside the U.S. - Non-PPO Network

Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.

Treatment inside the U.S. using Medical Concierge

50% of deductible waived, up to a maximum of $2,500. No coinsurance.

Treatment inside the U.S. - PPO Network

Subject to deductible. No coinsurance.

Treatment Outside the U.S.

50% of deductible waived, up to a maximum of $2,500. No coinsurance.

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