Mid Market Home Insurance
We term as "Mid market" to those plans that provide a limited flexibility for choose you contents sums insured and provide the option of taking over HKD1m in home contents cover.
AIG's Prestige plan for example, provides 2 options for contents cover to a maximum of
The AXA Captain's plan offers a range of cover banded up from HKD250,000 to HKD2.0m and higher on request
The key benefits of the different AIG Prestige options are as below:
|AIG Prestige - mid market plan||Gold||Platinum|
|Maximum Sum Insured||HKD1.5m||HKD2.5m|
|Personal Effects & Valuables||HKD300,000||HKD1,000,000|
|Non-fragile fine arts||HKD50,000||HKD1m/ HKD100k per item|
|Wine and vintage wine||HKD5,000/ HKD1500 per item||HKD15,000/ HKD1,500 per item|
|Stamps, coins & collectibles||HKD2,000/ HKD800 per item||HKD2,000/ HKD800 per item|
|Camera, furs, silverware, musical instrument||HKD100,000/ HKD25,000 per item||
HKD500,000/ HKD50,000 per item
|Other personal effects & valuables||HKD300,000/ HKD25,000 per item|
AXA Captain's Home Plan (CHP)
The plan includes:
- Home contents (compulsory)
- Personal valuables (optional) Unlike most comparable plans in the market, AXA does not require proof of value for items worth over HKD30,000, but it does ask you to list them. In the event of a loss, you will at that stage need to prove the value of the lost/damaged item.
- FREE Employees' Compensation cover for any number of helpers
- FREE liability cover of HKD5m as tenant for legal liability to your landlord including accident breakage of glass in windows, doors, sanitary ware and bathroom fittings or loss caused by escape of water etc.
Apply now for instant cover - AXA does not charge for the balance of a month or the entire succeeding month. Premiums are payable monthly, a recognition both of the convenience of monthly payment. Please refer to the policy for complete details.