Mid Market Home Insurance

We term as "Mid market" to those plans that provide a limited flexibility for choose you contents sums insured and provide the option of taking over HKD1m in home contents cover.

The key products in this mid range market, we see as being the Captains and New Settlers plans from AXA and the Prestige, from AIG.

AXA provides two excellent, monthly paid home plans for the professional market in Hong Kong.

1. AXA Captain's Home Plan (CHP)

Includes:

  • Home contents (compulsory)
  • Personal valuables (optional) Unlike most comparable plans in the market, AXA does not require proof of value for items worth over HKD30,000, but it does ask you to list them. In the event of a loss, you will at that stage need to prove the value of the lost/damaged item.
  • FREE Employees' Compensation cover for any number of helpers
  • FREE liability cover of HKD5m as tenant for legal liability to your landlord including accident breakage of glass in windows, doors, sanitary ware and bathroom fittings or loss caused by escape of water etc.

Apply now for instant cover - AXA does not charge for the balance of a month or the entire succeeding month. Premiums are payable monthly, a recognition both of the convenience of monthly payment. Please refer to the policy for complete details.

AXA Captain's Home Plan (CHP) - Rates by Sums Insured

Download all as zip

++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

2. New Settlers Home Plan (NSP) - Rates by Square feet of your home

Includes:

  • Home contents, personal valuables HKD5M Liability cover and FREE domestic helper cover (with basic medical benefits), all within one convenient package.
  • The premium rate and cover are based on the square footage of your house/ apartment. There is no flexibility to amend the cover and this is what makes this plan probably the best value home plan on the market.
  • Unlike most comparable plans in the market, AXA does not require proof of value for items worth over HKD30,000, but it does ask you to list them. In the event of a loss, you will at that stage need to prove the value of the lost/damaged item.
  • FREE liability cover of HKD5m as tenant for legal liability to your landlord including accident breakage of glass in windows, doors, sanitary ware and bathroom fittings or loss caused by escape of water etc.
  • OPTIONAL annual travel insurance for your helper if he/she travels with you.. just HKD49/ month!
  • OPTIONAL annual travel insurance for you and your family.. just HKD198/ month for a family of four or more!

Apply now for instant cover

Download all as zip

AIG's Prestige plan for example, provides 2 options for contents cover to a maximum of

  • HKD1.5m
  • HKD2.5m

AIG Prestige

The key benefits of the different AIG Prestige options are as below:

AIG Prestige - mid market plan Gold Platinum
Maximum Sum Insured HKD1.5m HKD2.5m
Household Contents HKD100,000/item HKD200,000/item
Personal Effects & Valuables HKD300,000 HKD1,000,000
Non-fragile fine arts HKD50,000 HKD1m/ HKD100k per item
Wine and vintage wine HKD5,000/ HKD1500 per item HKD15,000/ HKD1,500 per item
Stamps, coins & collectibles HKD2,000/ HKD800 per item HKD2,000/ HKD800 per item
Camera, furs, silverware, musical instrument HKD100,000/ HKD25,000 per item
HKD500,000/ HKD50,000 per item
Other personal effects & valuables HKD300,000/ HKD25,000 per item

AIG Prestige

About Us
Our Services
Our Staff
Terms & Conditions
US Website

Get a Quote

Types of Insurance

Insurers

Group Insurance

Comparisons

Contact Us
Email: crew@navigator-insurance.com
Call: +852 2530 2530
Fax: +852 2530 2535

A Message From our CEO

Address:
Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong