AXA Hong Kong

The following list includes all the members from the AXA Group in Hong Kong and are referred as "AXA Hong Kong".

  • AXA China Region Insurance Company Limited ¦
  • AXA China Region Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ¦
  • AXA General Insurance Hong Kong Limited ¦
  • AXA Wealth Management (HK) Limited ¦
  • AXA China Region Trustees Limited ¦
  • AXA China Region (Bermuda) Limited (incorporated in Bermuda with limited liability) AND
  • AXA China Region Investment Services Limited ¦AXA Financial Planning (Hong Kong) Limited

AXA Hong Kong, a member of the AXA Group, has over over 1 million customers in Hong Kong and Macau and is also the largest General Insurer and a market leader in motor insurance.

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Product Features

Key features of Axa's SmartTraveller Plus includes:

  • 3 choices of plan including Basic Plan, Advance Plan and Prestige Plan for the needs of different customers
  • For single journey plan, it covers a person from age of 30 days and for annual cover plan, it covers a person from age of 30 days to 75 years old and for renew up to 80 years old
  • Single journey plan covers single trip up to 360 days. Annual cover plan covers unlimited journeys for entire year, as long as each trip does not exceed 90 days
  • Simple and fast enrolment, enroll up to 20 adults and children in one single application
  • Customers can buy SmartTraveller Plus single journey plan for friends or relatives and their children whether or not travelling together with them
  • Provide up to HK$2,000,000 medical and personal accident protection with extended cover to Second Degree Burn (applicable to Prestige Plan)

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Travelling with your Helper

IF you are travelling with your domestic helper overseas, it is important to understand that Hong Kong Travel plans DO NOT cover you obligations as an Employer, when your helper is working for you abroad. It is a legal requirement in HK that Employers insure their liabilities according to the Employees' Compensation Ordinance and at Common Law, by having an Employees' Compensation policy. Your Domestic Helper policy will need to be extended (by endorsement) to cover what is locally called 'Overseas Working', as the typical Hong Kong 'Maid/Driver' policy ONLY COVERS YOUR LIABILITIES IN HONG KONG and not abroad.

Coronavairus outbreak - travel warning

Date: February 7, 2020

1.Can I get compensation if I Cancel my trip to China or if I am refused entry to my destination country?

Cancellation guarantees must be caused by specific events such as natural disasters, bad weather, or strikes at the original planned destination . Since an epidemic infectious disease is not a specific covered event described above, AXA regrets that it can not provide protection for Section IX -Loss of Deposit or Cancellation of Trip.

Because of this particular case, if you decide to cancel or postpone the originally planned journey, or if you were forcibly quarantined by the Hong Kong government, AXA will offer special other arrangements, such as canceling your policy, and a full refund, or arrange to change the insurance period (within 3 months of the original coverage period), , but proof of travel ticket to mainland China or elsewhere (if refused entry to a country) is required.

• The policy must be purchased before 00:00 on January 23, 2020.

• The policy must start after 00:00 on January 23, 2020.

2. During my trip to China, I was infected with Wuhan Coronavirus. Am I covered?

Yes, compensation for medical, hospital and treatment expenses incurred outside Hong Kong must be paid for claims arising directly from illness during the agreed journey .

If the insured person is therefore required to extend the original itinerary already set before departure, this insurance coverage will automatically be extended for up to 10 days without the insured person having to pay additional premiums. If the coverage period needs to be further extended, AXA will deal with it individually.

3. Due to the outbreak of the coronavirus in Wuhan, I was quarantined by the Hong Kong Government. Am I covered for "SmartTraveller" Plan premium protection ?

I am isolated by the Hong Kong government and decided to cancel the trip, we will provide for the ninth section-loss of deposit or cancellation of the trip Protection.

4. If I decide to cancel the trip because my travel destination is Mainland China, can I ask for my "SmartTraveller" Plan premium protection to have a refund ?

Due to this special situation, if you decide to cancel or postpone the originally planned journey, we will provide special arrangements such as cancelling your single travel insurance policy with a full refund, or arranging a free change to the insurance period (Within 6 months of original coverage), but proof of travel ticket to mainland China is required.

Journey to Mainland China (Wuhan or Hubei Province):

• The policy must be purchased before 00:00 on January 23, 2020.

• The policy must start after 00:00 on January 23, 2020.

5. If I am refused an entry visa by the country of destination, can I ask for my "SmartTraveller" Plan premium protection to have a refund ?

If you are refused an entry visa by the country of destination, we understand that you may need to cancel or postpone the original travel arrangements. In this case, we can cancel your single travel insurance policy and arrange a refund of the premium, or arrange to change the coverage period for free (within 6 months of the original coverage period), but you need to provide the proof of original trip travel ticket for destination country.

6. One after another countries (such as Italy, Philippines and Taiwan) have refused Hong Kong travellers through customs (customs clearance) to enter. Inbound passengers are subject to a quarantine period, or a suspension of flights between Hong Kong and local areas is announced. Such as canceling itinerary or trip, can I get protection if the process ends early? Can I request a refund for my "SmartTraveller" Plan premium protection ?

Cancellation of the trip or the early end of the trip must be guaranteed by natural disasters, bad weather or as originally planned caused by specific events such as strikes. Since the above is not a specific covered event, we regret that Section IX - Loss of deposit or Section X's early end of the journey does not provide protection.

Due to the special circumstances, we understand that you may need to cancel or postpone the originally planned journey. Special arrangements, such as cancelling your single travel insurance policy with a full refund, or arranging changes to your ticket for free period of travel insurance policy (within 6 months of the original coverage period), but you need to provide proof of travel ticket.

If the country concerned has suspended flights to and from Hong Kong and local areas, you are already in the country, you can call contact AXA Global Emergency Assistance Hotline 852-28619285 for information on other possible return routes (Except for booking flight services, and you need to pay for the required flight).

If the insured person is therefore required to extend the original itinerary already set before departure, this insurance coverage will automatically as long as 10 days, the insured is not required to pay additional premiums. If the coverage period needs to be further extended, we can be treated individually.

7. The Hong Kong government has issued a red outbound travel alert to South Korea. If I cancel or shorten my trip to South Korea but fail to get back. Can I get paid for the travel deposit paid under the "SmartTraveller" Plan premium policy?

In the following cases, the Hong Kong Government has decided to cancel or shorten the trip due to the red outbound travel alert issued to South Korea.

The company will compensate 50% of the non-refundable prepaid or additional costs and expenses:

• Single travel insurance policy must be purchased before 08:10 PM on February 24, 2020.

• Year-round travel insurance policy. Travel reservations must be completed before 08:10 PM on February 24, 2020.

If you decide to cancel or postpone your journey and you have no non-refundable prepaid or additional fees and expenses, you can also choose to cancel your single travel policy and arrange for a refund of your premium, or arrange to change your coverage period for free (Within 6 months of original coverage period), but proof of travel to South Korea is required.

日期:2020 年 2 月 27 日

與武漢冠狀病毒爆發有關的旅行保險理賠

更新: • 香港政府已向南韓發出紅色外遊警示

• 安排免費更改保險期限在原定受保期的 6 個月內

「卓越」優遊樂

1. 就我的「卓越」優遊樂保障,由於武漢冠狀病毒疫情爆發的關係,我決定取消旅行。我可以獲得賠償嗎?

取消行程的保障必須由自然災害,惡劣天氣或在原本的計劃目的地罷工等特定事件所引致。由於流行傳染病並非上述特定受保事件,很遺憾我們就第九節 – 損失訂金或取消旅程無法提供保障。

由於這種特殊情況,如果您決定取消或推遲原定的計劃旅程,我們將提供特別安排,如取消您的單次旅遊保單,並全額退款,或安排免費更改保險期限(在

原定受保期的 6 個月內),但需提供前往中國大陸的旅票證明。

前往中國大陸旅程 (武漢或湖北省以外地區):

• 保單須在 2020 年 1 月 23 日早上 0 時 0 分前 購買。

• 保單須在 2020 年 1 月 23 日早上 0 時 0 分後 起保。

2. 在中國旅行期間,我感染了武漢冠狀病毒。我是否就「卓越」優遊樂獲得保障?

是的,在約定旅程中因直接由染病所引致的索償於香港境外必須支付所引致的醫療、住院及治療費用是可以獲得賠償的。

倘若受保人因而須延長在出發前已經訂定的原本行程,本保險保障將會自動延長多達 10 日,受保人無須支付額外保費。若保障期有需要進一步延長,我們可作個別處理。

3. 由於武漢冠狀病毒疫情爆發的關係,我受到了香港政府的隔離。我是否就「卓越」優遊樂保障?

被香港政府隔離而決定取消行程,我們將就第九節 – 損失訂金或取消旅程提供 保障。

4. 如果由於旅行目的地是中國大陸而決定取消行程,我可以要求我的「卓越」優遊

樂保單退款嗎?

由於這種特殊情況,如果您決定取消或推遲原定的計劃旅程,我們將提供特別安排,如取消您的單次旅遊保單,並全額退款,或安排免費更改保險期限(在

原定受保期的 6 個月內),但需提供前往中國大陸的旅票證明。

前往中國大陸旅程 (武漢或湖北省以外地區):

• 保單須在 2020 年 1 月 23 日早上 0 時 0 分前 購買。

• 保單須在 2020 年 1 月 23 日早上 0 時 0 分後 起保。

5. 如果我被旅遊目的地國家拒發入境簽證,我可以要求我的「卓越」優遊樂退款嗎?

如果您被旅遊目的地國家拒發入境簽證,我們明白您可能需取消或推遲原定的旅行安排。在這種情況下,我們可以為您取消單次旅遊保單並安排保費退款, 或安排免費更改受保期(在原定受保期的 6 個月內),但需提供原定前往旅遊目的地國家的旅票證明。

6. 陸續有國家(如意大利,菲律賓及台灣)拒絕經香港入境旅客(封關),對香港 入境旅客實施隔離檢疫期,或宣布暫停來往本港及當地的航班。如取消行程或行程提早結束可否獲得保障?可以要求我的「卓越」優遊樂保單退款嗎?

取消行程或行程提早結束的保障必須由自然災害,惡劣天氣或在原本的計劃目的地罷工等特定事件所引致。由於上述情況並非特定受保事件,很遺憾我們就第九節 – 損失訂金或第十節提早結束旅程無法提供保障。

由於這種情況特殊,我們明白您可能需取消或推遲原定的計劃旅程,我們將提供特別安排,如取消您的單次旅遊保單,並全額退款,或安排免費更改您的單次旅遊保單保險期限(在原定受保期的 6 個月內),但需提供前往有關國家的旅票證明。

如有關國家宣布暫停來往本港及當地的航班時,您已經身處當地,您可以致電聯絡安盛全球緊急援助熱線 852-28619285 查詢有關其他可行回港途徑資料 (惟不包括預訂航班服務,並且您需要付擔所需航班費用)。

倘若受保人因而須延長在出發前已經訂定的原本行程,本保險保障將會自動延長多達 10 日,受保人無須支付額外保費。若保障期有需要進一步延長,我們可作個別處理。

7. 香港政府已向南韓發出紅色外遊警示,若我取消或縮短往南韓旅程但未能取回已繳付之旅遊訂金,我可否憑 「卓越」優遊樂保單得到賠償?

在以下情況,因香港政府向南韓發出紅色外遊警示而決定取消或縮短旅程,本公司將賠償不可退回的預繳費用或額外費用及開支的 50%:

• 單次旅遊保單須在2020 年 2 月 24 日晚上 08 時 10 分前 購買。

• 全年旅遊保單,旅遊預訂須於2020 年 2 月 24 日晚上 08 時 10 分前完成。

如您決定取消或推遲旅程,而您並無不可退回的預繳費用或額外費用及開支, 您亦可選擇取消單次旅遊保單並安排保費退款,或安排免費更改受保期(在原定受保期的 6 個月內),但需提供前往南韓的旅票證明。

AXA Global Emergency Assistance Hotline 852-28619285

NAVIGATOR’s 24 hour contacts: Office 852 2530 2530 8am - 8pm Monday through Saturday

Clive Wolstencroft 852 98337335

Tess Suliwan 852 98011009

Romi Gill 852 90948602

Get a quote for domestic helper insurance now!

Product Features:

  • Cover of your legal liabilities as an employer in Hong Kong according to:
    • the Employees Compensation Ordinance
    • Common Law
  • Protection from third party claims against your helpers/yourself in case of being held negligent and someone being injured or their property damaged as a result.
  • Daily cash subsidy if your helper is hospitalised for five consecutive days or more
  • Repatriation expenses for helper when in need to return to his/her country due to illness or in the event of death
  • Fidelity protection for financial loss you may suffer due to fraud or dishonest acts committed by your helper
  • Optional cover for hospitalisation expenses due to critical illness such as stroke, cancer and kidney failure, etc
  • All-in-one medical protection from outpatient, hospitalisation, surgery to emergency dental expenses.

As far as protection for your needing to provide medical care for your helper, plans like AXA's here are of little comfort if your helper suffers some major setback in her/his heatlh.

Typically the HKD30,000 maximum for the years medical expenses can go in a few hours in a private hospital and even the additional Critical Illness protection of HKD70,000 or more for cancer treatment will likely go in a week or two if your helper receives such care in a private clinic.

Our point here is that if you genuinely want to be protected from potentially crippling private medical expenses, you have no alternative other than to take out more comprehensive and costly cover. Contact us to find out where is a good place to start.

NOTE: The better quality Home Plans often include the Employees' Compensation (but not the medical) cover, free of charge.

Have us provide you with a quote for your health insurance now!

AXA Hong Kong offers a number of individual products:

AXA Global (also known previously as AXA PPP)

Formerely a UK based product the AXA Global International policy is for families and individuals offers the following choices

See AXA PPP entry for more information.

Global Elite II

The Global Elite II guarantees acceptance of anyone from age 14 days old to 80 (subject to availability of Global Elite II at the time of application), with no requirement for a medical questionnaire or screening.

Highlights

  • Reimbursement of eligible medical costs up to a yearly maximum of HKD30,000,000 / USD3,750,000 (Prestige benefit level), HKD25,000,000 / USD3,125,000 (Comprehensive benefit level) or HKD20,000,000 / USD2,500,000 (Standard benefit level)1
  • Coverage for Pre-existing Conditions and Manifested Congenital Conditions by Prestige or Comprehensive benefit level
  • Coverage for Non-Manifested Congenital Conditions by all benefit levels No health declaration2 and guaranteed renewal3
  • Direct billing for hospitalisation
  • 24-hour Global Elite Customer Service and Second Medical Opinion Service
  • Global Elite II’s Prestige and Comprehensive benefit levels cover both Pre-existing Conditions and Congenital Conditions.

Unlike most health insurance plans, Global Elite II’s Prestige and Comprehensive benefit levels cover both Pre-existing Conditions and congenital conditions.

If you require treatment for a Pre-existing Condition after 270 days following the policy date, you will be covered up to the annual limit6,7,8 applicable to the Pre-existing Conditions benefit. If you have been covered for at least 2 consecutive years and have been Trouble Free for at least 2 consecutive years immediately before the need for such treatment arises, you can claim for the treatment under the respective benefits in accordance with the benefit level of your policy9.

If you require treatment for a congenital condition after 270 days following the policy date, you will be covered up to the annual limit applicable to the Manifested Congenital Conditions benefit6,7 and the Non-Manifested Congenital Conditions benefit.

Nevertheless, if you are covered under Standard benefit level, the Non-Manifested Congenital Conditions benefit is also available.

If you have been on either of these two top levels of cover for 9 months, you can claim up to USD2300 for preexisting conditions and if you have been covefred 2 years or more, but have not been free of the need to seek or obtain treatment, thne you can claim USD4600 pa. Once trouble free for a period of 2+ years, you have full cover.

Elite II diagram for pre-existing conditions

AXA Global Elite Documents

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PortaProtection.

The PortaProtection is a policy availalble to members of AXA group policies who are guaranteed cover on leaving the group.

AXA PortaProtection Documents

For these two monthly paid plans there is no need for any long term commitment.

You retain the cover for as long as you need and when you no longer need, you cancel your Direct Debit Authority!

In summary :

The two plans are :

  • The Captain's Home plan: Rated according to Sum Issured and including Employees' Compensation cover at no extra charge.

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  • The New Settlers Home Plan: Rates according to the square feet or your house or apartment. Additionally includes an optilon of an annual travel plan for family members and domestic helpers. Free Employee' Compensation cover is provided, as well as the limited hospital and outpatient benefits.

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Here AXA offers two annually paid products

  • Art Plus: This product has a minimum premium of HKD8,000 and is an extensive array of benefits designed to suit those with more than the average level of home contents and valuables to insure.

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  • SmartHome Plus:
    • Covers interior decorations put in by you under core benefits, and those put in by the former property owner(s) under optional benefits

    • Provides cover for both owner / occupiers and landlords

Use our online quote system to get a quote for your car now!

Most companies in the market rate cars for comprehensive cover according to the 'sum insured'. Not so AXA, which rates by a matrix involving especially the cost of repairs, occupation and age of the driver and so on.

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Inform us what you are needing cover for and get insurance for your office now!

AXA's Office policy is designed for the typical Hong Kong office and contains the key cover elemetns of Employee's Compensation, Office contents and public liability.

In line with the rest of the market, AXA does not insure people working out of home offices.

Request a quote for insurance with our online form here.

If you are moving home or office in Hong Kong or internationally, AXA Hong Kong provides 'All Risk' cover for your goods in transit. The rates charged are typically well under what a removalist will charge.

The catch is that AXA does not insure:

  • Pairs and sets. So if one of a set of two standard lamps was broken, you could only claim for one.
  • Mould and mildew. This could e an issue if moisture penetrated your container in transit and you had fabrics being shipped.

Request a quote for insurance with our online form here.

AXA's art division focusses on insuring art, whether in homes or offices and as well in galleries and in transit to and from exhibitions.

AXA will provide cover for household or office contents, but if you have less than perhaps a HKD1.5m in art to insure, we will likely need to find cover elsewhere.

Collectors of art are well advised to ensure that their treasured possessions are fully insured and protected. Navigator Insurance Brokers are able to offer specialist advice on how best to protect those cherished works of art.

AXA Art’s Private Collections insurance policy is designed to meet the requirements of serious art collectors who need specialist insurance solutions.

AXA Art has been offering specialist insurance cover to private and corporate art collectors internationally for more than 50 years. This also includes providing insurance in Hong Kong for private homes, galleries, museums and exhibitors.

Navigator Insurance Brokers will advise you on options available and work with AXA Art experts in order to ensure that a suitable policy is issued for your specific requirements. AXA Art employ art professionals to assist in the process of advising you on how to fully protect against financial loss. When necessary, Axa Art will also provide a survey service to help establish and agree risk reduction measures.

The cover is based on an agreed value including depreciation after any loss. New acquisitions can be added to the same policy and cover includes transit and emergency evacuations.

Included within the AXA Art policy is the option to cover not just your art, but also:

  • Classic and Vintage Cars
  • Fabrics, Textiles and Clothing
  • Furniture
  • High-Value Memorabilia
  • Jewellery
  • Rare Coins
  • (Vintage) Wine
  • Watches

NOTE: The Classic car cover option is to provide cover for your car in storage and while is is being driven for maintenance.

If you would like to receive a free quote for any of the AXA Art Insurance plans offered by Navigator simply contact us and tell us what you need.

If you would like further details about individual policies from AXA General Insurance, would like to compare AXA against a range of alternative insurance providers, or if you would like to investigate your coverage options in Hong Kong, please contact Navigator today.

AXA's Lifelong Care Partner Insurance

  • Assists patients to remain comfortably at home
  • Shoulders heavy financial burdens
  • Relieves pressure on caregiving

Key Policy Provisions

1. Early detection

Get early detection and timely treatment

AXA provides diabetes DNA screening and dementia early detection screening.

  • Allows early detection of potential health problems
  • Grasps the golden time of treatment

2. Financial assistance and support services

Help you get back on your feet

In the event that you suffer from a loss of autonomy, AXA will provide continued monthly benefits until you pass away or reach age 100, whichever is earlier.

You can choose the protection amount to suit yourl needs. AXA's protection is also extended to the family. The caregiver and the dependant will receive additional financial assistance for a period of 6 months and 36 months respectively. This cover

  • Lessens the financial strain faced by the family
  • Helps maintain the quality of life for the patient
  • Enables you to remain comfortably at home
A suite of well-rounded support services will be offered to assist you and the family to adjust to changes in life. This includes home modification consultation and subsidy to help improve the living environment for those in need of special care. Besides, caregiver training will be provided to enhance the caregiver’s knowledge and technique on dementia care. A hotline is also available to offer further support to yourself and the family.
  • Creates a safer and more comfortable living environment for tyou to stay at home
  • Relieves the stress of caregiving

3. Added protection

AXA provides life protection in the unfortunate event that you pass away and additional financial support to the family.

Documents

claim details

underwriting details

comparison details

Axa offers a number of group insurance products designed for both the SME and larger corporate market.

In the SME market, AXA offers:

  • CORProtect and
  • Axcellent Health Partner

CORProtect:

CORProtect provides flexible benefit options to SMEs with a minimum of 3 employees, taking care
of insurance needs for employees and their dependants.

CORProtect is composed of two parts,

  • CORProtect Medical
  • CORProtect Life

Both plans can be covered up to the age of 69 and will be able to continue to age 80, subject to satisfactory underwriting.

Key Hospital and Outpatient beneftis are summarized as below. There are also maternity and dental benefits.

Note the low level of outpatient benefits.

See CORProtect brochure below for more information

Axcellent Health Partner:

Axcellent is an SME package for 3-50 employyes offering a choice of 6 benefit levels and a full range of optional cover,

  • Basic Cover – Hospitalisation Benefits
  • Optional Cover – Additional Hospitalisation Benefits4 (including Outpatient Kidney Dialysis and Outpatient Cancer Treatment), Supplementary Major Medical, Outpatient Benefits , Outpatient Benefits , Dental Benefits6
  • Additional Free Services – emergency assistance service, China Health Link Network and easy access to healthcare network.

See Axcellent brochure below for more information

A comprehensive package covering :

Stock and Content

AXA will compensate for loss or damage to your company stock and content, including equipment, computer records and other goods.

Money Loss

Get covered if you lose cash, cheques, money orders and more through theft or a mishap - counterfeit money (HKD only) included.

Employees' Compensation

Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

Business Interruption

AXA will cover you in case an incident disrupts your business for an extended period of time.

Personal Accident by Robbery

AXA will pay a lump-sum in the event of accidental death or permanent total disablement.

Glass and Signboard Damage

AXA cover accidental breakage of fixed glass, glass windows and fixed signboards of your shop, including temporary boarding from such damage.

Major Exclusions

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk. Please refer to the policy for complete details.

Public Liability

If your customers get hurt we will provide the coverage you need, and cover your legal liability to third parties in other circumstances too.

A comprehensive package covering :

Employees' Compensation

Covers your liabilities as an employer under the Employees' Compensation Ordinance and at Common Law.

Office Contents and Computer

We will compensate for accidental loss or damage to your office contents as well as computer equipment, systems and data media.

Public Liability

Your legal liability to third parties is covered up to $10,000,000.

Loss of Money

Get reimbursed for loss of cash, cheques, money orders and more through theft or a mishap - fraud or dishonesty by employee included.

Personal Accident by Robbery

We will pay a lump-sum in the event of accidental death or permanent total disablement.

Business Interruption

In case of an extended period of business interruption, you can get up to $1,000,000 for additional expenses.

Glass Breakage

We cover accidental breakage of fixed glass and glass windows in your office, including temporary boarding from such damage.

Major Exclusions

Shortage due to errors or omissions, loss or damage due to war, terrorism, kindred risks and government acts, pollution, contamination, IT/Cyber Risk. Please refer to the policy for complete details.

Tailor Made Solutions

AXA provides a wide range of coverage and tailor-made solutions that take good care of you and your employees, with superior benefits and features from a range of schemes including Group Medical, Group Life and Group Disability.

Group Medical

Basic cover

  • Hospitalization

Optional cover:

  • Supplementary major medical
  • Childbirth
  • Outpatient
  • Dental

Group Life

Basic cover

  • Life

Extra benefits

  • Terminal illness
  • Simplified Critical illness
  • Dismemberment
  • Extended Death Benefits

Optional cover

  • Total and Permanent Disability
  • Accidental Death and Disablement
  • Living Insurance

Group Disability

Basic cover

  • Regular income protection
  • Benefit linked to inflation

AXA understands that sickness or injury caused by an accident may often result in loss of income which would impact you and your family’s financial stability.

The chances of becoming disabled for a prolonged period before 65 are significantly higher than the chances of dieing.. And it costs much more to live than die. So many of our life plans depend on having a continuing income and AXA's disabiity policies help ensure just that.

AXA's :

  • Disability Income Protection and
  • Disability Income Protection Plus

are designed to support you and your loved ones with regular income if disability strikes. For more infiormation, contact Mr Robin Brown or Ms Romi Gill on 2530 2530 email: crew*navigator-insurance.com'.

See Brochure below for more information.

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AXA WiseGuard Medical Insurance Plan (“WiseGuard Medical”) is a basic medical plan that covers your essential medical needs.

Certified by the government of the Hong Kong Special Administrative Region (“Hong Kong”) under the Voluntary Health Insurance Scheme (“VHIS”), WiseGuard Medical aims to give you accessible, continuous, quality and transparent protection.

Hong Kong taxpayers may claim tax deductions for qualifying premiums paid for WiseGuard Medical under VHIS if conditions are fulfilled.

AXA WiseGuard Documents

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Email: crew@navigator-insurance.com
Call: +852 2530 2530
Fax: +852 2530 2535

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Address:
Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong