Setting the industry standard, GeoBlue combines the latest mobile technology and worldwide healthcare expertise to deliver global medical assistance and health benefits that put the health, safety and convenience of world travelers first. GeoBlue's innovative approach opens the door to an elite community of thousands of carefully selected, contracted doctors and hospitals in almost every country in the world. GeoBlue also delivers exceptional service via toll-free multi-lingual customer support and its proprietary web-based administrative capabilities.

Their plans provide:

  • "A-rated" coverage underwritten by licensed and admitted insurers in the United States.
  • Superior benefits and services not available elsewhere.
  • Unparalleled access outside the U.S. to leading doctors and hospitals, who contract with us and bill us for their services.

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.

Long-Term Coverage

GeoBlue Expat is designed for international assignees and their families when they leave their home countries for six months or more:

  • U.S.-style primary major medical coverage; HIPAA and ERISA compliant
  • Benefits are rich - covers everything from medical evacuation and hospitalization to maternity care and well visits
  • Flexible coverage for U.S. citizens and third-country nationals
  • Full-featured Wellness program and EAP
  • Available to groups of two or more
  • Benefits can be customized
  • Members are covered worldwide

Benefit Schedule

This Benefit Schedule is a sample plan design. Customized plan designs are also available.

Benefits Outside the U.S. U.S., In Network U.S., Out of Network
Preventative and Office Visits - Insurer waives deductible
Preventive Care 100% 100% 60%
Physician Office Visits 100% 100%, after a $30 copay 60%
Services Provided by a Physician or Provider
Surgical Care 100% 80% 60%
Emergency Care 100% 80% 60%
Services and Supplies Provided by a Hospital
Inpatient Hospital Care 100% 80% 60%
Outpatient Hospital Care 100% 80% 60%
Other Services
Ambulance Transportation 100% 80% 60%
Maternity 100% 80% 60%
Pharmacy Benefits
1. Generic Drugs All except a $10 Copayment per prescription, per 30 day supply
2. Brand Name Drugs All except a $25 Copayment per prescription, per 30 day supply
Global Travel Benefits - Insurer waives deductible
Medical Evacuation Up to $100,000
Repatriation of Remains Up to $25,000
Accidental Death and Dismemberment $50,000
Optional Benefits
Routine Vision Care
Routine Dental Care

GeoBlue Expat Health Plan

Short-Term Coverage

GeoBlue Traveler provides group supplemental medical benefits and services for international business travelers.

  • Plan provides blanket coverage; there is no need to submit and maintain member rosters.
  • Benefits are rich covering everything from medical evacuation and hospitalization to treatment for an upset stomach.
  • Employees are covered when they are outside their home country for trips lasting up to 180 days.

Benefit Schedule

Benefits can be customized.

Medical Maximum1 $250,000
Deductible None
Coinsurance None
Pre-existing Conditions Exclusion2 3 months; Waived for U.S. outbound travel
Medical Evacuation Maximum $250,000
Repatriation of Remains $25,000
Accidental Death and Dismemberment Optional
Spouse and Dependent3 Optional
Sojourn Extension4 Optional
  1. Per trip. Maximum covered trip duration is 180 days.
  2. Services received on or within 3 months after the Trip Coverage Start Date of an Insured Person, if those services are related to a Pre-existing Condition. Pre-existing Condition means a medical condition for which medical advice or treatment was received during the 6 months immediately preceding the Insured Person's Trip Coverage Start Date.
  3. Dependent coverage is available for unmarried children up to age 26.
  4. Sojourn is a leisure trip directly connected before, after or during a business trip.

GeoBlue Traveller Health Plan

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Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong