IPH is a managing agent, based in Borehamwood Hertfordshire in the UK
The company began as "International Private Healthcare" but over time added other products to its portfolio, such as:
- Small Business,
- Residential Let Property and
- Home Insurance.
All of IPH products are underwritten by a consortium of the world's most respected international insurers, so you know you're in safe hands. The Health insurance products for example are underwritten at Lloyds of London.
IPH has a network of Intermediaries in more than 60 countries and sees itself as a company which embodies the flexibility of a small business culture, operating on a one-to-one basis.
IPH Cover for Local Nationals
Wherever LLoyds of London is licensed, such as in Hong Kong, Singapore and Australia, IPH can insure local residents. In places where Lloyds is not registered, like Philippines, however, IPH is unable to offer cover to local nationals.
The International Private Healthcare medical insurance plans are uniquely and specifically designed for expatriates AND local nationals.
The invitation to local nationals to also participate in its plans makes IPH one of the very few International Providers that wherever LLoyds of London is licensed, IPH is able to insure 'Local Nationals'.
Three levels of cover are available, each offering substantial protection against:
- the high costs of medical services and additionally
- the risks of receiving lower quality treatment in certain less developed countries.
IPH Healthcare Plans offer a fully comprehensive range of benefits, often not included in other medical plans, which include:
- Emergency Medical Evacuation, by air if necessary
- Guaranteed Renewal
- Organ Transplantation
- New Born Cover
- Hospice & Palliative Care
- Nursing at Home
- Optional Extra Cover for Personal Accident
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IPH Elite Documents:
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IPH multi-lingual Emergency Assistance Centre operates 24 hours a day, 365 days a year and has the expertise in handling any situation that may arise anywhere in the world.
As an IPH customer you will also enjoy:
- An IPH Membership Card with emergency telephone numbers
- Direct payment to hospitals for pre-authorised in-patient claims
- Claims centre for reimbursement of covered out-patient claims.
No medical examinations are required, so all you need to do is complete the Application Form below and return it together with the relevant premium.
Once acceptance terms have been received, you will be sent your full documentation. You will find on the Certificate of Cover the date from which your protection commences.
It is that simple.
Because IPH wants you to be completely happy with its service, IPH gives you 30 days to be certain you are fully satisfied with the medical expenses protection you have purchased.
If you are dissatisfied for any reason, and provided no claim has arisen, simply return the complete documentation to Navigator and we will arrange for IPH to return your premium in full.
Unlike some of its competitors, IPH schemes have no upper age limits and rates for people aged 65+ are available upon request. That's right, age is no barrier to cover with IPH.
IPH caters for large and small groups, as well as individuals. A standard group scheme can be written with a minimum of five adults.
In the case of companies, where the group is larger than 100 people, IPH can tailor-make a special plan to suit your requirements. For 100+ people insured, IPH can also offer blanket cover that disregards medical history, to eliminate any worries regarding pre-existing conditions, on changeover from an existing scheme.