Tenant / Owner

MSIG's Home Protector is a flexible and comprehensive insurance plan with a three key features

  • Home contents Up to HK$1,250,000 sum insured. (Your home Contents are covered for accidental loss or damage) For the Platinum plan there is cover of up to HK$150,000 is included for loss of damage to contents caused by renovation of your home. An additional HK$50,000 cover is provided during temporary storage during the first 30 days in a depository.
  • Personal belongings and money are safeguarded anywhere in the world
  • Personal Accident Coverage (optional cover) ... cover against unexpected injuries wherever you are

The MSIG Home Protector offers different plans based on gross floor area and provides a range of optional coverage, such as personal accident, domestic helper etc.

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MSIG offers a policy to cover a property you own and lease out

MSIG 's landlord policy covers:

  • Property owner’s liability protection up to HK$8,000,000
  • Up to HK$80,000 or 3-month rental income
  • Rental property protection including fixtures and fittings, furniture and household appliances up to HK$400,000
  • Household improvement cover for improvements and betterments on walls, windows, ceiling, floors and doors up to HK$50,000
  • Competitively priced Buildings cover is optional

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Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong

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