Now Health International
Now Health is a relatively new provider in the market and is underwritten by AXA. They have a presence here in Hong Kong and offer high-end medical cover that is aimed at the expatriate. Their group offerings are as follows:
WorldCare Essential - Now Health’s most basic package is designed for businesses that want to be sure their employees can access in-patient and day-patient care when they need it while minimising their health insurance costs. You can choose a higher excess to lower your premiums, if you only want to cover your employees for high-cost, infrequent medical events.
WorldCare Advance - This plan covers your employees for in-patient and day-patient treatment and for some out-patient care including GP and specialist appointments, physiotherapy and alternative therapies. It is suitable for businesses that want to provide all-round medical care for their staff.
Worldcare Excel - This plan covers in-patient, out-patient and day-patient treatment at higher benefit levels than WorldCare Advance. It also includes routine and complex dental care after a nine-month waiting period.
Worldcare Apex - This is our highest level of cover. With very high benefit limits, it includes in-patient, day-patient and out-patient treatment and routine and complex dental treatment, at higher benefit levels than WorldCare Excel. WorldCare Apex also includes routine maternity care after a 12-month waiting period.