William Russell are leading specialist providers of international health and protection insurance, designed for expatriates of all nationalities.
Their experience in the market has led to a portfolio of plans which are designed to meet the needs of expatriates all around the world.
Formed in June 1992, William Russell was launched in response to the urgent need for specialist international protection insurance for expatriates, as businesses became increasingly global and thousands emigrated to new job opportunities overseas. Today, with twenty years experience behind them, they are one of the largest independently owned, international health insurance providers.
Being independent enables them to be more flexible than their larger competitors, allowing William Russell to listen and react to the needs of each and every client. As expatriate specialists, the company understand the challenges faced by their clients overseas, so strive to be as attentive and responsive as possible, providing them with a reliably professional and personalised service at all times. The owners of the company remain actively involved in the running of the business, allowing decisions to be made swiftly, for an efficient and timely service when it is needed most.
William Russell have purposely not adopted the call centre approach, as they believe people are becoming increasingly frustrated with having to communicate with a telephone key pad rather than a person. So, when you call William Russell, you’ll be put straight through to the person you want to talk to, who will be friendly, polite and eager to assist you.
The company believe that it is their constant commitment to customer care and their individual, personalised approach that sets them apart from their competitors.
William Russell offer a range of high-value, comprehensive insurance protection plans to suit all budgets and needs, for individuals, families and businesses. Their Global Plans range consists of three international health insurance plans – from Bronze, which covers the major costs of private hospital treatment and emergency medical evacuation, to their top of the range Gold plan, with the widest possible benefits for maternity care, dental care and a range of well being benefits.
To complete their protection range they offer international life insurance cover, accident cover, income protection and travel insurance cover for baggage and personal effects.
The company’s plans are underwritten by insurance companies within the Allianz Group, giving policyholders the peace of mind that their plan is underwritten by an internationally renowned insurer with the highest financial credentials.
Free William Russell Insurance Quotes
If you would like to receive a free quote for any of the William Russell Insurance plans offered by Navigator simply contact us and tell us what you need.
If you would like further details about individual policies from William Russell Insurance, would like to compare William Russell against a range of alternative insurance providers, or if you would like to investigate your coverage options in Hong Kong, please contact Navigator today.
GLOBAL HEALTH PLANS
Global Health plans cover you anywhere in the world either as an individual or as a family, so you are free to choose where you received medical treatment. Since treatment in the USA is particularly expensive , William Russell have made the USA cover optional, so you don't have to pay for cover you don't need.
The Global Health plans follow you across borders if you need to move countries, even to places other insures won't go. So if you need medical treatment in a distant country, William Russell will be there to help.
The Global Protection plans are designed for expatriates and international citizens who require a well-balanced insurance portfolio for their life and work overseas. The plans will follow you across borders, so wherever you go we can provide financial security for your family at home.
The Elite plans are designed for expatriates and families who require access to the best privtae medical care, wherever they travel in the world.
The Essential plans are designed for expatritaes and families who require regional access to the best private medical care, at an affordable premium
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- Life and Accident
The Global Life plan lets you choose the lump-sum benefit your family would need to protect their financial future without you. This can be up to 20 times your current annual salary
The plan pays out your insured benefit if you die due to illness or accident
You can increase the amount your beneficiaries would receive if you were to die in an accident by appl;ying for the optional Global Accident plan
The Global Accident plan will pay lump-sum benefit to your beneficiaries if you die as the result of an accident. Or, if you suffer a permanent disability, the benefit will be paid to you
Your Globasl Life and Global Accident benefits combined cannot exceed $1,500,000
Once your plan is in force, you may continue to renew your cover upto age 70. So even if you become ill during this time, you'll have peace of mind knowing your life cover won't be affected
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- Income Protection
The Income Protection plan pays you a regular income if you become unable to work due to an illness or injury.
For most of us, the financial security of our family is dependent upon our ability to work and earn a regular income.
With advances in modern medicine, you are more likely to survive a serious illness than die from it, so income protection is now as important as life insurance, and an essential part of a well-balanced insurance portfolio.
When you apply for an Income Protection plan, you choose the level of cover you would need to maintain your family’s lifestyle if you were unable to work.
If you suffer an illness or injury which prevents you from working for an extended period, your plan will provide you with a regular income for as long as your illness or injury prevents you from working, right up to age 65 if necessary.
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Global Health Elite
Global Health Essential