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The recent tragic passing of Taiwanese actress Barbie “Big S” Hsu Shi-yuan in Japan has sent shockwaves across Asia. Hsu, who suffered from a heart condition and epilepsy, succumbed to pneumonia after contracting the flu while traveling. This heartbreaking incident has prompted Hong Kong medical experts to issue a stern warning: chronically ill patients should reconsider travel plans to countries experiencing flu surges.

Influenza in Japan jumps to highest level since 1999 | NHK WORLD-JAPAN News

The Risks for High-Risk Travelers

Dr. Leung Chi-chiu, a respiratory medicine specialist, emphasized that individuals with chronic illnesses—such as cardiovascular or lung diseases—are at a significantly higher risk of severe complications or even death if they contract the flu. For those with poorly controlled epilepsy, infections like the flu can also trigger life-threatening seizures.

Given this heightened risk, experts are urging high-risk travelers to delay trips to flu-hit destinations and to take extra precautions if travel is unavoidable. One of the most critical precautions? Ensuring comprehensive travel insurance coverage.

Why Travel Insurance is Non-Negotiable

For Hong Kong residents planning international trips, especially those with pre-existing medical conditions, travel insurance is not just an add-on—it’s a necessity. Here’s why:

  1. Medical Coverage Abroad:

    • Flu-related illnesses can escalate quickly, requiring hospitalization or emergency care. Travel insurance ensures that medical expenses, including hospitalization and treatments, are covered, preventing financial strain.
  2. Pre-Existing Condition Coverage:

    • Not all policies cover pre-existing conditions, so it’s essential to choose a plan that explicitly includes coverage for chronic illnesses like heart disease, epilepsy, or respiratory issues.
  3. Emergency Evacuation and Repatriation:

    • In severe cases, patients may need to be evacuated to a better-equipped medical facility or repatriated to Hong Kong. Travel insurance can cover the substantial costs of air ambulances and medical escorts.
  4. Trip Cancellation or Interruption:

    • If a flu outbreak worsens or a traveler falls ill before departure, travel insurance can reimburse non-refundable expenses like flights and accommodations

Travelling Abroad? Do I Need Overseas Health Insurance Plan

Practical Tips for Travelers

  1. Research Your Destination:

    • Before traveling, check the flu situation in your destination country. If there’s a significant outbreak, consider postponing your trip.
  2. Choose the Right Insurance:

    • Opt for a policy that covers pre-existing conditions, medical emergencies, and trip disruptions. Read the fine print to ensure flu-related illnesses are included.
  3. Keep Emergency Contacts Handy:

    • Save local emergency numbers and contact details of your insurance provider in your phone and on paper.
  4. Stay Informed and Prepared:

    • Monitor health advisories, practice good hygiene, and carry necessary medications.

A Call to Action

Barbie Hsu’s untimely death is a sobering reminder of the risks faced by travelers with medical conditions. While it’s important to stay cautious, it’s equally crucial to be prepared. Don’t let an unexpected illness ruin your trip—or worse. Invest in comprehensive travel insurance today and travel with peace of mind.

 

If you’re unsure about which policy is right for you, consult with a trusted insurance advisor to tailor a plan that meets your specific needs. Safe travels!

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