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10 Things To Look Out For When Choosing A Domestic Helper 

The busy streets of Hong Kong echo with the stories of countless individuals, each with their unique challenges and triumphs. Among these, the lives of domestic helpers reflect both strength and vulnerability, as they provide indispensable support to families while navigating their own struggles. A recent SCMP report highlighted a heart-wrenching statistic: approximately 60 domestic helpers were dismissed due to critical illnesses in Hong Kong in 2020.

Imagine the emotional and financial impact on a family that suddenly loses a wage earner and a trusted caregiver in such an abrupt manner. Moreover, consider the personal toll on these hardworking individuals who find themselves navigating the healthcare system alone, facing health issues without a safety net. This is more than a cold statistic; it is a call to action.

At Navigator Insurance Brokers, we believe that behind every number is a story—a story that should have a different ending. Those 60 individuals represent 60 families potentially facing financial instability, health care uncertainties, and the psychological burden of sudden changes. But what if it didn’t have to be this way?

Enter Domestic Helper Insurance—Tailored Coverage for Peace of Mind

Let me introduce you to Jane, a domestic helper who, thanks to her employer’s foresight, enjoys comprehensive protection through Navigator’s domestic helper insurance. Jane fell ill and required an emergency hospitalization. Despite the high medical costs and loss of work, she and her family were cushioned from the financial and emotional impact, thanks to the coverage they had.

As Jane recovered, she found the peace of mind that comes with knowing her bills were taken care of, and her family was not burdened by extra worries. Jane’s employer was relieved to see her helper’s needs met without having to take on the financial strain, thus preserving the stability of their household.

At Navigator Insurance Brokers, we envision a future where stories like Jane’s become the norm. Where families and their domestic helpers are protected through tailored insurance plans designed to cushion them from unexpected events.

Imagine Your Story: A Closer Look at Our Coverage

Our tailor-made insurance plans include:

  • Healthcare Security: Coverage for the cost of hospitalization, surgeries, ensuring Jane’s medical expenses were taken care of.
  • Critical Illness Protection: As Jane recovered from her illness, our insurance also offered support, ensuring she could focus on her health without worrying about lost income.
  • The Human Side of Home: Peace of mind for Jane’s employer, knowing that support was available to cover the costs of a temporary helper during Jane’s absence, maintaining the function of their household.

Why not consider an experience where the bond between helper and employer is strengthened by the reassurance of comprehensive coverage?

We understand that the life of a domestic helper is as varied as the families they serve, which is why at Navigator, we offer personal consultation services tailored to both the helper and the employer’s needs. Imagine a collaborative effort where we work closely together, ensuring that you and your domestic helper are protected across all possible worries.

It’s not just about a product; it’s about providing a solution that aligns with your values and lifestyle. What we offers is more than just insurance; it’s your partner in securing a worry-free tomorrow.


Let’s Begin Your Personal Journey Towards Security

To embark on this journey, reach out to us for a tailor-made consultation experience. We’re here to create a plan that reflects the unique needs of you and your helper. Together, let’s rewrite the stories that will shape our future.

In an ever-changing world, let Navigator Insurance Brokers be your constant. Because as families, we protect what matters most, and in protecting our domestic helpers, we protect the very fabric that binds our community.

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