Kidnap and Ransom (K&R)

The world is a dangerous place these days. There are an estimated 20,000 kidnappings, detentions, and extortions that take place each year globally, according to NYA International, a London-based kidnap and extortion response consultancy.

In reality, the number is probably significantly higher, as it’s estimated that only about 35% of all kidnappings worldwide are reported to the authorities, with about half of these taking place in Latin America.

The US provider, Seven Corners in our view, offers two of the most innovative personal security insurance products in the market — Captum Kidnap and Ransom & Ally Crisis Management — both underwritten by Lloyd's.

Contact Robin Brown on 2530 2530 to learn more about the Seven Corners, Clements, Travelers and other K&R products from Lloyd's.

Trip Cancellation

RoundTrip International is a unique trip cancellation product from Seven Corners in the US that is specifically focused on covering non-U.S. residents traveling outside their home country (a non-U.S. mailing address is required).

Plan features include cover for:

Pricing is based on age and trip cost, for trips of 1-30 days

Coverage is not available to residents of:

Trips must originate outside the U.S., but you are covered worldwide.

Need more details? Contact Robin Brown on 2530 2530

Kidnap & Ransom Insurance - Clements

For 65 years, Clements Worldwide has worked closely with multinational organizations around the world to build exceptional programs with sensitivity your organization’s unique risks. As your insurance advocate, Clements locates and secures the most competitive and comprehensive coverage available.

Ransom Monies

Full reimbursement of any monies which the insured person(s) has paid or lost due to kidnapping or extortion.

Transit/ Delivery

Full reimbursement of loss due to the destruction, disappearance, confiscation, or wrongful appropriation of ransom monies while in the process of being delivered due to a covered kidnapping or extortion.

Accidental Death of Dismemberment

Death or permanent total physical disablement of an insured person sustained during a kidnapping, wrongful detention, extortion, or hijacking event.

Judgments and Legal Liability

Coverage of cost incurred as a result of any claim or suit brought on by any insured person against the insured.

Additional Expenses, including:

Kidnap & Ransom Insurance - Travelers

We also provide personal protection cover that is tailored for high-net worth individuals including sports, media or entertainment personalities to help protect themselves and family members from the impact of a kidnap or extortion. This cover can also be utilised by individuals travelling on business or pleasure to high risk areas.

Features of our policy include cover for:

Insured Events:

Our corporate policy will also cover:

What makes us unique?

Over 30 years experience in this class, combined with our flexible and creative approach, means we have come to understand the numerous issues that arise during an incident and their impact on hostages, victims, relatives, employers and colleagues. As a result we are able to tailor a policy to best protect the individual aspects of your business.

Kidnap & Ransom - Warzone Cover

Kidnappings can occur in any region of the world but ‘hot spots’ include:

Standard Precautions should include:

Ensure you have specialist Kidnap and Ransom Insurance

We provide specialist, bespoke Kidnap and Ransom Insurance to provide protection against the unique risks posed by different regions of the world.

Cover includes:

About Us
Our Services
Our Staff
Terms & Conditions
US Website

Get a Quote

Types of Insurance


Group Insurance


Contact Us
Call: +852 2530 2530
Fax: +852 2530 2535

A Message From our CEO

Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong