Blue Cross

• TravelSmart
• Inbound travel
• Annual Travel

Travel Smart

• Comprehensive Outbound Travel Alerts Extension
• Covering Amber, Red and Black Travel Alerts
• Rental Vehicle Excess Protection covering excess of claims for motor insurance
• Up to HK$1,200,000 for worldwide medical expenses and follow-up medical expenses within 90 days after returning to Hong Kong
• Upgraded Personal Accident benefit covering various types of permanent disablement without additional premium
• Trip Cancellation and Curtailment of Trip benefits including admission fees for major sports events, musicals, concerts, museums, and theme parks
• 24-hour Worldwide Emergency Aid services including unlimited coverage for emergency evacuation and repatriation (such expenses will not be deducted from the benefit amount under Medical Expenses Benefit)
• Coverage for damage to/loss of home contents due to burglary during the journey
• Coverage for leisure and non-professional sports activities including skiing and other winter sports, diving, parachuting, bungee jumping, hiking, and all water sports
• No deductible for all benefits
• Unlimited number of insured children for family plans

Blue Cross - Travel Smart - Schedule of Benefits
Blue Cross - Travel Smart - Schedule of Benefits
Blue Cross - TravelSmart Insurance - Application Form - 2015
Blue Cross - TravelSmart Insurance - Policy Wording - 2015

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Inbound Plan Highlights

• Protect yourself against unexpected expenses and losses while you are visiting Hong Kong, so as to enjoy your trip with complete peace of mind
• Charges by Hong Kong Government Medical Facilities for HK Residents & Non-Hong Kong Residents

  Medical Services (HK$)	HK Residents	Non-HK Residents
  General Outpatient	45	215
  Accident & Emergency	100	990
  Inpatient (General Hospitals)	50 admission fee for the 1st day, 100 per day	4,680 per day

  
  Source: Hong Kong Hospital Authority

Insurable Age Limit

• A minimum age of 6 weeks to a maximum of 75 years old. Children under 18 years of age must be accompanied by an adult who is insured under the same policy

Application Procedures

• Simply complete the attached application form and submit together with the required premium to either Blue Cross or Navigator Insurance Brokers Ltd

Notes:

1.		The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact our Navigator Service Department on 2530 2530 / by email robin.brown@navigator-insurance.com for enquiry.
2.		Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.
3.		The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.

Annual Infinity Travel
Insurance Pass

New Benefits

• Travel delay benefit covering additional overseas accommodation costs or cancellation charges
• Cancellation charges and curtailment of trip benefits covering admission fees for major sports events, musicals, concerts, museums, and theme parks
• Baggage benefit covering loss of portable computers, business samples, and sports equipment
• Trauma counselling benefit
• Special allowance for airline bankruptcy or wind-up and coverage for closure of airport

Plan Highlights

• Full-year protection for an unlimited number of trips
• 24-hour Worldwide Emergency Aid services including unlimited coverage for emergency evacuation and repatriation
• Up to HK$1,000,000 for worldwide medical expenses and follow-up medical expenses within 90 days after returning to Hong Kong, including Chinese bone-setting, and acupuncture treatment
• Coverage for cancellation charges or curtailment of trip due to natural disaster or unanticipated outbreak of epidemic disease/industrial action, act of terrorism, riot or civil commotion
• Coverage for leisure and non-professional sports activities including skiing and other winter sports, diving, bungee jumping, hiking, and all water sports
• Emergency cash assistance in China
• China Medical Card, which waives the need to pay a deposit at over 200 network hospitals in Mainland China
• No deductible for all benefits

Notes:

1.		The above information is for reference only. Please refer to policy for the exact terms and conditions and the full list of policy exclusions. For more information or a copy of the policy terms and conditions, please contact Navigator Service Department on 2530 2530/ by email robin.brown@navigator-insurance.com
2.		Should there be any discrepancy between the English and the Chinese versions of the above information, the English version shall apply and prevail.
3.		The above product(s) is/are offered for sale in Hong Kong only and is/are underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.

Pet Care

Cats and dogs have been long-time companions of humans. They are often our most reliable friends and best listeners, sharing our happiness and joy. To many, a beloved pet is just like an intimate partner or even part of the family. Therefore, it is natural that all owners wish to see their pets stay happy and healthy. But pets are always active and energetic, and sometimes explorative enough to get into accidents, not to mention falling ill, just like we do. And with the increasing veterinary costs today, providing pets with suitable medical treatments is certainly a heavy burden on many pet owners.

Blue Cross fully understands the needs of pet lovers. Its custom-made Pet Care Insurance offers comprehensive year-round protection, including coverage for veterinary costs, third-party liability, etc., which help ease pet owners' financial strain in the event of pet accidents or illnesses. The benefits offered by Plan I even cover annual checkups and preventive vaccinations, all of which will help your beloved pet live a longer and healthier life.

On 21/1/2016 Blue Cross announced it was no longer accepting new business for following dangerous dogs (including mixed-breed of these dog breeds) are excluded from Pet Care:

For the avoidance of doubt, the above-mentioned change is only applicable to new application for Pet Care received by Blue Cross after 21st January 2016.

Blue Cr - Pet Care - Claim Form
Blue Cr - Pet Care - Claims Procedure
Blue Cr - Petcare - Pet Insurance - Brochure

Tycoon Medical Insurance Plan

Flexible Combination of Coverage

• Your choice of Cover Area, Overall Annual Limit, Deductible and Type of Accommodation as required
• 3 Optional Benefits: Outpatient Benefits, Maternity Benefits, Dental Benefits
• Provide 3 plan levels namely Platinum, Gold, and Silver, with overall annual limits of US$3,000,000, US$2,300,000, and US$1,600,000 respectively

All-round Protection + Care for Cancer and Chronic Illnesses

• Your choice of attending doctors and private hospitals
• Full cover for most items under Hospital and Surgical Benefits
• Special Treatment Benefits for cancer and chronic illnesses
• Pre- and Post-Hospitalisation Benefits
• Accidental Treatment Benefits
• Cover the expenses of Advanced Diagnostic Imaging performed in outpatient facility

Tycoon Documents

Blue Cross Tycoon Medical Insurance Plan Application Form
Blue Cross Tycoon Medical Insurance Plan Leaflet Brochure
Blue Cross Tycoon Medical Insurance Plan Leaflet Terms & Conditions

Dental Plan

Bleu Cross Dental Plan covers expensive dental services costs including routine oral examinations for you and your family.

• A Standalone Dental Plan To Meet Your Dental Needs
• You may choose between 2 benefit levels - Standard Plan or Executive Plan based on your own needs
• Your coverage extends to treatments by any registered dentist of your own choice
• You can enjoy a worldwide coverage

Easy Enrolment

• Enrolment is free from dental examination or individual underwriting

No entry age limit.

Dental Documents

Blue Cr - Dental Treatment - Claim Form

All-in-one Outpatient Insurance

Extensive Doctor Network

A network of over 400 doctors throughout Hong Kong Island, Kowloon, and the New Territories is available to serve you. You simply need to present your medical card and personal identification document to obtain covered medical care at the designated network clinics.

General Practitioner Outpatient Services

By paying co-payment according to the selected plan at the designated network clinics, you are eligible to enjoy an unlimited number of general consultation services.

Specialist Consultation

Upon a network doctor's referral, you are eligible to receive specialist consultation services upon appropriate co-payment. The maximum number of visits per year will be based on the plan selected.

Clinical Procedures

Providing comprehensive outpatient coverage, this plan covers over 20 specific clinical procedures that can be performed in the designated network clinic, upon network doctor’s recommendation.

Free Preventive Care Check-up

Each insured person of Plan B & Plan C is entitled to one free preventive check-up at a designated centre, once a year. The check-up includes a basic physical examination and any 3 of the following 8 items: Complete Blood Count, Total Cholesterol, Triglycerides, Fasting Glucose, AST, ALT, Uric Acid and Urinalysis.

Diagnostic X-ray and Laboratory Test

Upon a network doctor’s referral, Plan B & Plan C also cover diagnostic X-ray and laboratory test. No co-payment is required for Plan C.

Notes:
1. Coverage per item is limited to one consultation per day. The network doctors reserve the right to charge extra fee for medication if, in the opinion of the network doctor, the prescription required is specific and expensive.
2. X-rays and laboratory tests include non-specialised X-ray investigations and laboratory tests performed as outpatient treatment upon the recommendation of a network doctor.

All-in-one Outpatient Insurance Documents

Hospital Income Plan "Plus"

366-day Coverage

Hospital Income Plan "Plus" pays you daily income benefit for up to 366 days for each separate hospital confinement due to accident or sickness. After the policy has been in force for 12 months, any pre-existing medical condition will also be covered.

24-hour Worldwide Coverage

This plan provides total coverage to you at any time and any place worldwide. Whether you are travelling for pleasure or on business, you will receive your daily income benefit if you are hospitalised.

100% Refund of Premium

Upon renewing and completing your policy for 7 consecutive years, you are guaranteed to receive 100% of the total premium paid (annualised premium) if you did not submit a claim within the period.

What's more?

• Your choice of daily income benefit up to HK$2,000
• No waiting period, start medical protection once the policy is effective
• Easy application with no medical examination required

Major Exclusions

1. Hospitalisation during the first 12 months of insurance arising from any pre-existing condition.
2. Congenital abnormalities (except Hernias, Strabismus and Phimosis).
3. Physical or other examinations of a routine or preventive nature.
4. Intentional self-inflicted injury, while sane or insane.
5. Chronic alcoholism or drug addiction.
6. Pregnancy, childbirth, abortion or complications therefrom.
7. Mental disorders and rest cures.
8. Cosmetic, plastic or elective surgery.
9. Venereal diseases.
10. HIV-related illnesses including AIDS and/or any mutations, derivation or variation thereof occurring within the 5 years from the policy effective date.
11. Any act of war, riot or civil commotion.

Hospital Income Plan "Plus" Documents

• CareForYou Standard Plan
• CareForYou Flexi Plan
• CareForYou Super Flexi Plan

CareForYou Standard Plan for VHIS

Guaranteed Renewal up to Age 100

• Upon successful enrolment, we guarantee that your policy will be renewable up to the age of 100. No additional premium will be imposed individually upon policy renewal, regardless of changes to insured person’s health status or claim history. Moreover, your policy will be automatically renewed for another period of insurance, giving you protection throughout your life.

Unknown Pre-existing Conditions

• In general, pre-existing conditions unknown to applicants are commonly excluded from medical insurance coverage. The Certified Plan provides partial coverage during a waiting period of 3 years upon policy inception with 0% coverage in the 1^st year, 25% coverage in the 2^nd year, 50% coverage in the 3^rd year and full coverage from the 4^th year onwards for such unknown pre-existing conditions, enabling you to concentrate on achieving full recovery when misfortune strikes.

Treatment of Congenital Conditions

• The Certified Plan covers investigation and treatment of congenital conditions which have been diagnosed after the age of 8, subject to the same reimbursement arrangements that apply to unknown pre-existing conditions.

Prescribed Diagnostic Imaging Tests

• The Certified Plan covers the related expenses charged on CT scan, MRI scan, etc., which are not conducted in hospital, giving you the support you need.

Prescribed Non-surgical Cancer Treatments

• Chronic disease treatment always imposes a heavy financial burden on patients and their families. The Certified Plan offers coverage for prescribed non-surgical cancer treatments (including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy). With financial stress being relieved, you can focus more on the path to recovery.

Psychiatric Treatments

• The Certified Plan covers the eligible expenses charged on the psychiatric treatments during confinement in Hong Kong.

Worldwide Medical Coverage

• Whether you are travelling for business or leisure, you can receive immediate inpatient treatment whenever and wherever you are. Besides, all benefit limits remain the same no matter how long you stay overseas. So you can rest assured that you are always taken care of.

Tax Deduction on Premiums Paid

• You can enjoy tax deduction on the premiums paid for yourself and your dependants. The deduction ceiling is HK$8,000 per insured person per year. There is no cap on the number of dependants that are eligible for tax deduction. Dependant includes your spouse/child, you or your spouse’s parent/grandparent/brother or sister.

CareForYou Standard Plan for VHIS Documents

Blue Cross CareForYou Standard Plan for VHIS Application Form
Blue Cross CareForYou Standard Plan for VHIS Brochure
Blue Cross CareForYou Standard Plan for VHIS Certified Plan Policy
Blue Cross CareForYou Standard Plan for VHIS Terms and Conditions

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CareForYou Flexi Plan for VHIS

Guaranteed Renewal up to Age 100

• Upon successful enrolment, we guarantee that your policy will be renewable up to the age of 100. No additional premium will be imposed individually upon policy renewal, regardless of changes to insured person’s health status or claim history. Moreover, your policy will be automatically renewed³ for another period of insurance, giving you protection throughout your life.

Unknown Pre-existing Conditions

• In general, pre-existing conditions unknown to applicants are commonly excluded from medical insurance coverage. The Certified Plan provides partial coverage during a waiting period of 3 years upon policy inception with 0% coverage in the 1^st year, 25% coverage in the 2^nd year, 50% coverage in the 3^rd year and full coverage from the 4^th year onwards for such unknown pre-existing conditions, enabling you to concentrate on achieving full recovery when misfortune strikes.

Treatment of Congenital Conditions

• The Certified Plan covers investigation and treatment of congenital conditions which have been diagnosed after the age of 8, subject to the same reimbursement arrangements that apply to unknown pre-existing conditions.

Prescribed Diagnostic Imaging Tests

• The Certified Plan covers the related expenses charged on CT scan, MRI scan, etc., which are not conducted in hospital, giving you the support you need.

Prescribed Non-surgical Cancer Treatments, Kidney Dialysis and Stroke Rehabilitation

• Chronic disease treatment always imposes a heavy financial burden on patients and their families. The Certified Plan offers coverage for chronic disease treatments, including Prescribed Non-surgical Cancer Treatment (including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy), Kidney Dialysis and Stroke Rehabilitation. With financial stress being relieved, you can focus more on the path to recovery.

Psychiatric Treatments

• The Certified Plan covers the eligible expenses charged on the psychiatric treatments during confinement in Hong Kong.

Worldwide Medical Coverage

• Whether you are travelling for business or leisure, you can receive immediate inpatient treatment whenever and wherever you are. Besides, all benefit limits remain the same no matter how long you stay overseas. So you can rest assured that you are always taken care of.

Tax Deduction on Premiums Paid

• You can enjoy tax deduction on the premiums paid for yourself and your dependants. The deduction ceiling is HK$8,000 per insured person per year. There is no cap on the number of dependants that are eligible for tax deduction. Dependant includes your spouse/child, you or your spouse’s parent/grandparent/brother or sister.

CareForYou Flexi Plan for VHIS Documents

No documents found

CareForYou Super Flexi Plan for VHIS

5 Key Advantages

• Tax Deduction
• Guaranteed Lifetime Renewal
• No Lifetime Benefit Limit
• Coverage for Unknown Pre-existing and Congenital Conditions
• No Claim Discount

12 Essential Basic Benefits

• Room and Board
• Attending Doctor’s Visit Fee
• Intensive Care
• Anaesthetist's Fees
• Prescribed Diagnostic Imaging Tests
• Pre and Post-confinement/ Day Case Procedure Outpatient Care
• Psychiatric Treatments
• Miscellaneous Charges
• Psychiatric Trea
• Specialist's Fees
• Surgeon's Fees
• Operating Theatre Charges

CareForYou Super Flexi Plan for VHIS Documents

Blue Cross CareForYou Super Flexi Plan for VHIS Application Form
Blue Cross CareForYou Super Flexi Plan for VHIS Brochure
Blue Cross CareForYou Super Flexi Plan for VHIS Terms and Conditions

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Major Medical Insurance Plan

Superior Standalone Plan

• Major Medical Insurance is a standalone plan that provides you with an excellent coverage
• No waiting period – Medical protection starts once the policy takes effect
• Easy enrolment with no medical examination is required
• Worldwide coverage with benefit amounts remain unchanged regardless of the duration of overseas stay

No Additional Premium on Claim History upon Renewal

• Regardless of your claims history and health status, no additional premium will be imposed individually upon policy renewal

Guaranteed Lifetime Renewal

• After enrolment, we guarantee your policy will be renewable for lifetime, regardless of your health status or claim history. Moreover, your policy will be automatically renewed for another period of insurance

24-hour Worldwide Emergency Aid

• If you need assistance in an emergency condition while travelling overseas, just call our 24-hour Worldwide Emergency Aid Hotline at any time, our dedicated officers will provide you with appropriate assistance such as hospital admission deposit guarantee service, medical repatriation, travel information, and medical or legal referral service. You can be sure help is just a call away in case of emergency

Emergency Medical Assistance in China

• In case of emergency requiring hospitalisation in China, simply present the "Medpass Card" and you can receive medical treatments in over 200 network hospitals or medical units without paying any deposits

A 40-day cooling-off period

• An exceptional long period of time for you to review the terms and conditions of your insurance policies

Major Medical Insurance Plan Documents

Blue Cross Major Medical Insurance Plan Application Form
Blue Cross Major Medical Insurance Plan Brochure
Blue Cross Major Medical Insurance Plan Terms and Conditions

Caring Medical Protection Plus

Strengthen Your Medical Protection with Leverage

• Generally, group medical cover aims to provide employees the basic medical benefits as part of the remuneration. These plans usually may not be sufficient to cover all your medical expenses and you will have to pay the shortfall at your own expenses. To decide whether you need to top up your health protection, first, you need to study your group medical insurance plan in terms of its coverage and maximum benefit limits
• Take coronary angioplasty as an example, a major surgery usually costs patient around HK$60,000. If your group medical cover can reimburse HK$15,000-$30,000 for such operation, you will have to pay a shortfall of HK$30,000-$45,000 out of pocket. With this Plan, you can receive an additional benefit (depending on the selected plan level) on top of your group medical cover. With a modest premium, you can simply enhance your health protection by "leveraging" your group medical cover and reduce your chance of paying medical costs

Maintain Same Protection in Long Run

• Whether you are moving from one employer to another or planning to retire, you will be able to convert the coverage of your existing Blue Cross Group Medical Plan to Caring Medical Protection Plus, enjoying the same level of individual medical coverage as before

Your Choice of Benefit Reimbursement Options

• Basic Hospital and Surgical Benefits offer 2 reimbursement options: Benefit Sub-limit per disability or Lump Sum per policy year, covering expenses including Room and Board, Surgeon’s Fees, Specialist's Fees, Charges for Intensive Care, etc
• If you choose Lump Sum per policy year, you can also select annual deductible, which enables you to enjoy cost-effective yet flexible medical protection plan

Guaranteed Acceptance of Pre-existing Conditions without Underwriting

• When you apply for a new individual medical insurance plan, underwriting and excluding "pre-existing conditions" are usually a must. Some insurers may require health examination upon enrolment, so the chance of having an application declined would increase with age. For our group medical members enrolling in this Plan, they can have peace of mind that no underwriting, medical examination or health declaration is required. Apart from offering guaranteed acceptance, we also guarantee you that all pre-existing conditions currently covered by your group medical plan will be automatically covered under this Plan

Guaranteed Renewal up to Age 99

• Many individual medical plans in market are only renewable till the age of 70 to 80 or policy renewal is subject to claim history. After enrolment in this Plan, we guarantee your policy will be renewable till the age of 99, giving you coverage up to age 100, regardless of your health status or claim history. Moreover, your policy will be automatically renewed for another period of insurance

One-stop Claim Solution

• You can enjoy greater ease and convenience with this Plan by submitting two claims in one go. If your group and individual medical policies are underwritten by two insurers, you need to submit two claims applications, one after another, when your claim cannot be fully reimbursed by your group medical cover. The claim procedures are complicated as the process involves the retrieval of all medical receipts from one insurer to another

Pre-hospitalisation Claim Assessment

• Simply make a call to our Hotline on 3608 2988 (press 2153) and provide related information, complete the Pre-hospitalisation Claim Assessment Form online at least 3 working days prior to hospitalisation or the start of treatment. We will help you to estimate the eligible claim amount⁴ based on your policy coverage, allowing you to plan your budget in advance and undergo treatment with peace of mind

24-hour Worldwide Emergency Aid

• If you need assistance with an emergency condition while travelling overseas, you can call our 24-hour Worldwide Emergency Aid Hotline at any time, through which the dedicated officer can provide you with appropriate assistance for hospital admission deposit guarantee service, medical repatriation, local information and medical or legal referral service. In case of emergency, you can be sure help is just a call away

Worldwide Medical Coverage

• Whether you are travelling overseas for leisure or on business, you can receive immediate inpatient treatment when needed no matter where you are. Besides, all benefit limits remain the same no matter how long you stay overseas

Optional Outpatient Benefits for Enhanced Coverage

• You can opt for Optional Outpatient Benefits to cater for your personal needs. With this enhanced health protection, you can be certain that you and your whole family are well taken care of

Caring Medical Protection Plus Documents

Blue Cross Caring Medical Protection Plus Application Form
Blue Cross Caring Medical Protection Plus Brochure
Blue Cross Caring Medical Protection Plus Terms and Conditions

Plan Highlights

• According to the Employees' Compensation Ordinance in Hong Kong, the employers are responsible for the compensation payable under both the Ordinance and Common Law for any injury or death of their employees in the course of employment
• Employees' Compensation Insurance Proposal is easy to apply, and offers you hassle-free protection to meet the statutory requirements

Employees Medical Contract

• Flexible combinations of inpatient and outpatient benefits for different grades of employees
• Optional Supplementary Medical Benefits
• Optional Outpatient Benefits offer two reimbursement options - 80% or 100% of eligible expenses
• Without underwriting, members can enrol in “Caring Medical Protection Plus”^* as a “top-up” cover to their company’s medical protection. Even if members retire or move to a new job, they will be eligible to join Caring Medical Protection Plus with cover to age 76, enjoying the same level of medical cover as before.

Extensive Medical Network

• Healthcare Card offers extra convenience at over 1,500 network clinics in Hong Kong and Macau
• Apart from General Practitioner’s and Specialist’s consultations, Optional Outpatient Benefits are extended to offer credit facilities for Chinese Medicine Practitioner Treatment and Physiotherapy
• Consultations in network clinics are only subject to a co-payment of HK$30 for the 80% reimbursement option; no co-payment is required for the 100% reimbursement option

24-hour Worldwide Emergency Aid

• If the insured needs assistance in an emergency condition while travelling overseas, just call our 24-hour Worldwide Emergency Aid Hotline at any time, our dedicated officers will provide the insured with appropriate assistance such as hospital admission deposit guarantee service, medical repatriation, local information, and medical or legal referral service. The insured can be sure help is just a call away in case of emergency

Emergency Medical Assistance in China

• In case of emergency requiring hospitalisation in China, simply present the “Medpass Card” and the insured will be able to access a network of over 200 hospitals or medical units without paying any deposits

Top-up Overseas Accidental Medical Expenses Benefits

• In the event of accidental injury requiring hospitalisation overseas, the maximum limits of the Basic Hospital and Surgical Benefits will be increased by 100%

Smart MedClaim Hotline

• Prior to hospital stay, the insured can get to know whether the medical expenses can be fully covered. Simply call our Hotline on 3608 2988 (press 2153) for a Pre-hospitalisation Claim Assessment, our dedicated officer will help the insured estimate the eligible claim amounts^# based on the policy coverage, enabling the insured to plan their budget ahead and undergo treatment with peace of mind

  # Customer must complete and submit the Pre-hospitalisation Claim Assessment Form. Assessment of the estimated eligible claim amounts is for customers’ reference only, the actual eligible claim amounts will be subject to the final claim decision. All benefits will be payable subject to the terms and conditions and the full list of policy exclusions

Easy-to-use Online Services

• Member-exclusive “Super Care” website – a one-stop online platform for reviewing the information of policy, claims and doctor list
• e-claim notice – offers claims-related information for the convenience of the insured

Exclusive Top–up Option/Conversion Option to Maintain or Enhance Protection

• Without underwriting, members under Employees Medical Contract can enrol in a selected individual medical insurance plan offered by Blue Cross (“Caring Medical Protection Plus”^*) as a “top-up” cover to their company’s medical protection. At a modest premium, members can enhance their medical protection by “leveraging” their group cover. Even if members retire or move to a new job, they will be eligible to join Caring Medical Protection Plus, enjoying the same level of medical cover as before. Features of Caring Medical Protection Plus include:

Plan Summary

Application Checklist

Notes:

Documents:

Blue Cross Group Medical Brochure