MetLife Worldwide

MetLife is one of the most recognised and trusted brands when it comes to employee benefits with operations in 39 countries. MetLife serve over 90 of the top 100 FORTUNE 500 companies with their global medical networks, regional service centres and their CVS Health pharmacy benefit program.

Services they provide:

  • U.S. expatriates
  • U.S. inpatriates
  • U.S. rotators
  • Third-country nationals
  • Key local nationals (in certain countries)
  • Short-term business travelers

Expat Plan (employees living & working overseas)

  • Medical, Dental, Life AD&D, Vol Life, Vision, LTD, Medical EVAC & EAP (EE's must be on assignment for 6+ months)
  • Flexibility with U.S. Medical Networks - Access to Cigna, Aetna & PCHS Multiplan in U.S.
  • Direct Pay Networks Internationally - MetLife settles claims with providers directly
  • 24/7 Live Customer Service Support via Local Service Centres
  • Plans begin at 2 lives (50 total company employees including U.S.)

International Business Travel Medical (IBTM) - For short-term international travelers

  • Cover for Urgent and Emergency Medical Care virtually anywhere in the world
  • Covers Emergency Dental, Sojourn/Leisure travel and travelling dependants. AD&D benefit offered
  • Coverage is portable - follows employee from country to country
  • No Census necessary
  • Plans begin as low at $1,500

MetLife's - International Business Travel Medical (IBTM)

Metlife's International Business Travel Medical (IBTM) provides coverage for urgent and emergent care to employees and their dependents while traveling outside their home country - anytime.

Product features:

  • Urgent and emergent care around the world* for business travelers outside of their home country
  • 24/7 assistance services:
    • Emergency medical evacuations
    • Hospital/Clinic referrals
    • Claims reimbursement in over 140 currencies
    • Translation services
    • Assistance with lost or stolen documents
  • Standard and felxible plans available to provide the best option for your employees
  • Option available with 100% coverage, $0 deductible and $300,000 calendar year maximum benefit

Optional features:

  • $100,000 Accidental Death and Dismemberment (AD&D) coverage
  • Dependent medical coverage for traveling spouse or children
  • Sojourn coverage for leisure travel associated with a business trip

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Navigator Insurance Brokers Ltd
Unit E, 8/F Golden Sun Centre
No. 59-67 Bonham Strand West
Sheung Wan, Hong Kong