Sun Life of Canada
Like another Canadian insurer; (Manulife), Sun Life Hong Kong (a wholly-owned subsidiary of Sun Life Assurance Company of Canada) first set up operations in Hong Kong in 1892.
Today, Sunlife brokers and agents serve more than 1,100,000 individuals and corporate customers in Hong Kong.
Our customers expect the highest standards of professionalism from us. To meet this challenge, all our consultants and distributors go through comprehensive training and development programs, and attend regular classes at a dedicated training centre, in order to help customers to build a brighter life. Our competitive advantage: We provide a comprehensive range of individual life products, including protection and wealth accumulation products. We have multi-distribution channels, including agency, brokerage. The investment funds we offer under the individual unit-linked product and MPF platform have consistently performed well. We are also an experienced third party administrator in the pensions administration business. We help individuals and families achieve financial security and obtain more choices by providing them with protection and wealth management products and services through professional distribution channels.
SunHealth UltraCare and SunHealth MaxiCare are comprehensive all-in-one critical illness plans, which provide you with whole-life coverage with a savings element, and cover up to 132 illnesses. SunHealth UltraCare provides a total coverage of up to 300% of the Original Sum Assured covering Early Stage Critical Illness Conditions and Major Stage Critical Illness Conditions, while SunHealth MaxiCare provides a total coverage of up to 1000% of the Original Sum Assured with additional coverage from the multi-protection coverage on Early Stage Critical Illness Conditions or Major Stage Critical Illness Conditions.
- Tailor-made Enhanced Benefit 10 for you - when one of the Early Stage Critical Illness Benefit, Major State Critical Illness Benefit, Early Stage Booster Benefit, Diabetes Protector Benefit, Recurring Benefit or Death Benefit is payable within your first 10 policy years, you are entitled to an additional 50% of the benefit amount of the benefits claimed.
- Supporting you with an Early Stage Booster Benefit
As we have identified the 4 most prevailing Early Stage Critical Illness Conditions - Carcinoma-in-situ or Early Malignancy, Angioplasty and Other Invasive Treatments for Coronary Artery Disease, Insertion of Pacemaker or Defibrillator or Angioplasty and Other Surgeries for Carotid Arteries. This additional benefit allows you to claim 25% of the Original Sum Assured maximum twice from the above 4 Early Stage Critical Illness Conditions.
- Well-protected with the Diabetes Protector Benefit
This benefit offers additional 25% of the Original Sum Assured upon diagnosis of Diabetic Complications, Diabetic Nephropathy, Diabetic Retinopathy or Insulin Dependent Diabetes Mellitus (IDDM).
- Protection where it’s most needed - Recurring Benefit for Cancer, Heart Attack or Stroke
If you have already claimed under the Major Stage Critical Illness Benefit for Cancer, Heart Attack or Stroke, and are diagnosed with the same condition between the 4th and 6th year after the date of diagnosis of the initial critical illness, then you will receive an additional 25% of the Original Sum Assured.
- Ease your concern on huge treatment costs and recurrence of cancer or other critical illnesses
The additional Multi-Protection Benefit under Sunhealth MaxiCare provides cancer benefits with a maximum coverage of 400% of the Original Sum Assured under the Cancer group. The Cancer-Free waiting period is only 4 years before a subsequent cancer claim can be made.
There are additional benefits available as extra safeguards:
- Special Bonus offers you savings elements
- Flexible payment options that suit your financial planning
- Allow expanded Angioplasty coverage for Cardiovascular diseases
- Death Benefit to ease your family’s financial burden
- Guaranteed Insurability Option to meet your different needs
- Value-Added Benefit
- Family Care Benefit Plus
BRIGHT Superb Health
BRIGHT Superb Health is a comprehensive medical plan that provides you a global medical network with cashless arrangement service.
Whenever and wherever you are, you can enjoy the ultimate peace of mind with unparalleled medical coverage.
- Unrivaled global medical network covering more than 4,000 cities all over the world
- Hassle - free hospitalization
- No lifetime limit for most hospitalization and surgical benefits
- Four optional supplementary benefits that you can choose individually or in any combination that best suits you
- No premium loading with guaranteed renewal
- Full cover on most hospitalization and extended benefits items
- A choice of geographical coverage and deductible levels
- Value-added customized services:
- BRIGHT Superb Health Hotline A 24-hour hotline is available to address your health-related questions.
- There will be a registered nurse to provide professional advices or refer you to qualified medical practitioners according to your health condition.
- Second Medical Opinion Service
- A team of professional medical experts from top institutes in the US, the UK, Canada and China via the global medical network provided by MediGuide will offer you Second Medical Opinion to help you make informed choices on treatment preferences.
- Worldwide Emergency Assistance If you suffer an injury or illness whilst abroad, you can call 24-hour Worldwide Emergency Assistance Hotline to enjoy round-the-clock worldwide support provided by Inter Partner Assistance (I.P.A.) including health-related issue consultation to hospital admission and even emergency medical evacuation.
SunCare Accident Protection Plan
Provides a comprehensive range of coverage including:
- Accidental Death,
- Total Disability and Dismemberment
- Accidental Medical Expenses
- Accidental Hospitalization Allowance
- One premium for different occupational classes
- Double Indemnity on Accidental Death, Total Disability and Dismemberment Benefit under specified conditions
- No-Claim Bonus up to 50% top up of your original Amount of Benefit
- Free Worldwide Emergency Assistance Benefit*
Sun Life offers a number of life protection products
|Savings Oriented||Protection Oriented||Term|
|LIFE Brilliance||One Year & Five Year Term Plan II|
|LIFE Series (Life Protection)|
|BRIGHT UL Wealth-Builder|
|BRIGHT Universal Life|
|One Year & Five Year Term Plan II|
Sun Life offers both standard packaged plans as below and as well, tailor made plans to meet your exact requirements
Sun Life's :
- SunMaster Group Medical Package and
are packaged medical insurance plans, specially designed for small to medium-sized enterprises with as few as 5 employees.
SunMaster Group Medical Package key features :
- Medical coverage includes hospitalization and surgical expenses.
- optional major medical benefits and clinical expenses benefits
- Flexible combination of benefits allowing you to combine your choice of hospitalization and clinical benefits into one tailored package
- Includes medical card for panel doctor clinics and hospitals
- Complimentary China Medpass Service and Worldwide Emergency Assistance Benefit provide additional protection covering overseas travel.
Clinic SME Plan key features
Key features of SunMaster Employee Benefits - Group Life Insurance Program
- All-in-one comprehensive package designed for groups with 3 to 50 employees
- Flexible benefit combinations cater your employees’ needs
- Simple application procedure and no medical examination is required
- Competitive premium can meet employers' budget
- No exclusions for death benefit
Sun Life Financial's MPF scheme is tailored to the needs of :
- employees and
- self-employed persons.
Bringing together first-class MPF trustee, administration and investment services,
Sun Life’s Rainbow MPF Scheme is a master trust, mandatory provident fund scheme, consisting of 15 constituent funds.
In addition, Sun Life offers Fund Cruiser, a pre-determined asset allocations with an auto-rebalancing mechanism, to members who are looking for a simple investment solution.