An annual Hong Kong based travel policy will normally provide 90 days of cover per trip.
Some such as BUPA Global's WorldWide Travel Options provide 30 days cover per trip and you can go on line to purchase additional days.
If you need instant travel cover - or have any queries on Travel insurance, please do get in touch with Robin Brown
Tel 2530 2530 ~ robin.brown@navigator-insurance.com.
Cancel For Any Reason Travel Insurance (CFAR) - Available to US residents Only
If you’re seeking coverage that would allow you to cancel your trip if a coronavirus outbreak were to occur in your destination country, you need to look for travel insurance or trip cancellation insurance that includes a Cancel for Any Reason (CFAR) benefit.
Tokio Marine HCC – MIS offers trip cancellation insurance in conjunction with Nationwide. Atlas Enterprise is the only trip cancellation plan from Tokio Marine HCC – MIS Group and Nationwide that includes a Cancel for Any Reason (CFAR) benefit.You must purchase the plan within 21 days of your initial trip payment date to be eligible for CFAR coverage.
As BattleFace is not, itself based in Hong Kong (but rather the UK), we are required to have clients sigh a 'Notice to Client' form, indicating that they understand the insurer is not set up in Hong Kong.
Bupa Global is your worldwide healthcare partner. With extensive medical coverage and a free choice of recognised hospitals and doctors, you’re only a phone call away from the Bupa Global round-the-clock expert emergency team.
Travelling the world has become a lifestyle choice, which is why travel insurance needs to suit your specific needs. Whether you require easy-to-extend insurance or non-medical extra coverage (e.g. cover for baggage), Bupa Global travel insurance offers you high flexibility.
As Bupa Global's travel division is not based in Hong Kong, you will need to complete a government mandated 'Notice to Client' form, recognising your legal recourse is not in Hong Kong.
World Wide Travel Options
If you reside in the United Kingdom, Jersey, Guernsey, Falkland Islands, Isle of Man or Gibraltar:
With the outbreak of a new coronavirus strain from Wuhan, China and indications of human to human transmission, Wuhan’s local government had shut public transport on midnight 22 January 2020 to halt the outbreak of the virus.
This notice means that, with respect to all travel insurance policies purchased after 10:00 am on 23 January 2020, Chubb will treat any claims related to the new coronavirus in Wuhan as ‘known risk’, which an insured person should mitigate against by not travelling to Wuhan, as the claim will not be covered.
For more information on the coronavirus, please check the World Health Organisation website.
Policy Response
Chubb will assess all claims in accordance with the facts of each case, the Policy Wordings and the applicable Certificate of Insurance. Your cover will depend on the type of plan you purchased and your particular circumstances.
If you are an insured person and you require emergency assistance, please contact Chubb Assistance on +852 3723 3030.
Cigna’s MBA product covers your staff for unexpected illness and injury that may occur while they are traveling on an approved business trip (outside their country of residence or permanent assignment).
The MBA plan provides quality health care benefits that cover:
› Hospital admissions, surgeries, out-patient medical care and ambulance services for emergency medical treatment.
› Prescription drugs and replacement medicine forlost prescriptions that are medically necessary.
› Dental emergencies(for a sound natural tooth) or alleviation of sudden dental pain.
› Medical evacuations for employees who require immediate medical attention and adequate facilities are not locally available.
Using CIGNA’S dedicated travel website :www.cignaenvoy.com, employees gain access to Cigna's global directory to find pre-screened health care professionals and facilities whenever they need them – even before they need care. What’s more, they can identify health care professionals and facilities that bill Cigna directly. Then your employees can simply present their Cigna MBA ID card at the time of service.
And if your staff do need to pay first, they can then submit MBA claims directly through Cigna Envoy’s MBA portal.
All registered users can file an online claim by following easy step-by-step directions.
In addition, MBA customers can also access ePayment Plus®, a payment method that services Cigna's existing electronic payment options, such as Electronic Funds Transfer, available in the U.S.
As Seven Corner are not, themselves, based in Hong Kong, we are required to have clients sigh a 'Notice to Client' form, indicating that they understand the insurer is not set up in Hong Kong.
As Pacific Cross is not, itself based in Hong Kong (but rather Western Samoa), we are required to have clients sigh a 'Notice to Client' form, indicating that they understand the insurer is not set up in Hong Kong.
